Windermere Real Estate/Wall Street, Inc.
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For 11/23/2009
Programs Rate APR P&I
30 Year (fixed) 4.750% 4.915% $782.47
15 Year (fixed) 4.125% 4.446% $1118.95
3/1 Arm* 3.750% 3.514% $694.67
FHA 0.00000% 0.00000% $0
Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing.

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For 11/23/2009
Programs Rate APR P&I
30 Year (fixed) 4.750% 4.915% $782.47
15 Year (fixed) 4.125% 4.446% $1118.95
3/1 Arm* 3.750% 3.514% $694.67
FHA 0.00000% 0.00000% $0
Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing.